Two Factor Authentication

Two-step verification (also known as Two-factor authentication, abbreviated to 2FA) is a process involving two elements to verify the identity and authorise the user. This is a special authentication process where the users are identified based on ‘something they know’ i.e. the password and ‘something they have’ i.e. such as phone, email address etc. If the identification process is successful based on both the factors the system then allows the user to proceed.

How it works for Laxmi iBank?

Apart from your user name and passwords, you can have either your email or your local mobile number (NTC or NCELL GSM mobile numbers only) as your second authentication factor.

  1. Mobile as Authentication Factor
  2. Email as Authentication Factor

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