Base Rate for Bhadra 2075 : 11.15%
LCY Interest Rate Spread for Bhadra 2075: 4.02%

Rate of Interest

(with effect from 1st September, 2018)
Deposits (NPR) % per annum
General Savings
Savings 5.00%
Premium Savings
Samman Bachat 6.50%
Shakti Bachat 6.50%
Sunaulo Bachat 6.50%
Dhana Laxmi Bachat 6.50%
Super Woman Savings 6.50%
Shubha Laxmi Savings 6.50%
Orange Savings 7.00%
   

Note

  *Interest on savings account will be paid on a quarterly basis.
Term Deposits Institution (% p.a) Personal (% p.a)
Below 1 Year 8.00% 10.00%
1 Year 9.00% 10.00%
Recurring deposit up to 10.00%*
Structured Deposit up to 10.00%*
Deposits (USD) % per annum
US Tier Based Savings 1.25% to 2.00%
USD Savings 1.25%

Loans and Advances

Base Rate for the Quarter ending Ashad, 2075: 11.48% p.a.
Overdraft/Cash Credit % per annum
Corporate Base Rate + up to 5
SMEs/Others Base Rate + 3 to 5
Working Capital/Demand/
Short Term Loans
% per annum
Corporate Base Rate + up to 5
SMEs/Others Base Rate + 3 to 5
Supply Finanace Base Rate + 2 to 5
Export Loans Base Rate + up to 5
Term Loans - Corporate Base Rate + up to 5
Term Loans - SME Base Rate + 3 to 5
Importer's Loans % per annum
Corporate Base Rate + up to 5
SMEs/Others Base Rate + 2 to 5
Other Loans % per annum
Auto Loans Base Rate + 1 to 5
Education Loans Base Rate + 1 to 5
Home Loans Base Rate + 1 to 5
Home Equity Loans Base Rate + 2 to 5
Home Equity Revolving Line of Credit Base Rate + 3 to 5
Personal Loans Base Rate + 3 to 5
Sana Byawasai Karja Base Rate + 2 to 5
Loans Against Gold Base Rate + 2 to 5
Loans Against Fixed Deposits Higher of FD + 2 or Base Rate + 2
Loans Against First Class Bank Guarantee Base Rate + 2
Loans Against Marketable Securities Base Rate + 1 to 5
Microfinance Loans Base Rate + up to 6
   

Note

  *Interest on savings deposit accounts will be paid quarterly, calculated in a daily basis.
*Please contact your concerned branch for rate of interest on call accounts.
*All account interest rates are subject to change.