Interest Rates Base Rate for Falgun 2074 : 11.09% LCY Interest Rate Spread for Falgun 2074: 3.95% Rate of Interest (with effect from 15th March, 2018) Deposits (NPR) % per annum General Saving Savings 6.00% Manokamana Savings 6.00% Premium Savings Samman Bachat 6.50% Shakti Bachat 6.50% Sunaulo Bachat 6.50% Dhana Laxmi Bachat 6.50% Super Woman Savings 6.50% Shubha Laxmi Savings 6.50% Orange Savings 8.00% Term Deposits Institution (% p.a) Personal (% p.a) Below 1 Year 7.00% 11.00% 1 Year 8.00% 11.00% Recurring deposit upto 10* Structured Deposit upto 10.5* Deposits (USD) % per annum US Tier Based Savings 1.25% to 2.00% USD Savings 1.25% Loans and Advances Base Rate for the Quarter ending Poush, 2074: 10.88% p.a. Overdraft/Cash Credit % per annum Corporate Base Rate + upto 3 SMEs/Others Base Rate + 3 to 6 Working Capital/Demand/Short Term Loans % per annum Corporate Base Rate + upto 5 SMEs/Others Base Rate + 3 to 6 Supply Finanace Base Rate + 2 to 5 Export Loans Base Rate + upto 5 Term Loans - Corporate Base Rate + upto 5 Term Loans - SME Base Rate + 3 to 6 Auto Loans Base Rate + 1 to 5 Education Loans Base Rate + 1 to 5 Home Loans Base Rate + 1 to 5 Home Equity Loans Base Rate + 2 to 6 Home Equity Revolving Line of Credit Base Rate + 3 to 6 Personal Loans Base Rate + 3 to 6 Sana Byawasai Karja Base Rate + 2 to 6 Loans Against Gold Base Rate + 2 to 5 Loans Against Fixed Deposits Higher of FD + 2 or Base Rate + 2 Loans Against First Class Bank Guarantee Base Rate + 2 Loans Against Marketable Securities Base Rate + 1 to 5 Importer's Loans % per annum Corporate Base Rate + upto 5 SMEs/Others Base Rate + 3 to 6 Micro Finance Loans % per annum Micro Finance - Wholesale Base Rate + upto 4 Micro Finance - Others Base Rate + upto 6 Structured Micro Finance Base Rate + upto 4 Note *All Savings Accounts will receive interest monthly, calculated on a Daily Basis. *Please contact your nearest branch for features on various Savings products and your product type. *Please contact your concerned branch for rate of interest on call accounts. *Call account interest rates are subject to change from time to time.