Base Rate for Falgun 2074 : 11.09%
LCY Interest Rate Spread for Falgun 2074: 3.95%

Rate of Interest

(with effect from 15th March, 2018)

Deposits (NPR) % per annum
General Saving
Savings 6.00%
Manokamana Savings 6.00%
Premium Savings
Samman Bachat 6.50%
Shakti Bachat 6.50%
Sunaulo Bachat 6.50%
Dhana Laxmi Bachat 6.50%
Super Woman Savings 6.50%
Shubha Laxmi Savings 6.50%
Orange Savings 8.00%
Term Deposits Institution (% p.a) Personal (% p.a)
Below 1 Year 7.00% 11.00%
1 Year 8.00% 11.00%
Recurring deposit upto 10*
Structured Deposit upto 10.5*
Deposits (USD) % per annum
US Tier Based Savings 1.25% to 2.00%
USD Savings 1.25%

Loans and Advances

Base Rate for the Quarter ending Poush, 2074: 10.88% p.a.
Overdraft/Cash Credit % per annum
Corporate Base Rate + upto 3
SMEs/Others Base Rate + 3 to 6
Working Capital/Demand/Short Term Loans % per annum
Corporate Base Rate + upto 5
SMEs/Others Base Rate + 3 to 6
Supply Finanace Base Rate + 2 to 5
Export Loans Base Rate + upto 5
Term Loans - Corporate Base Rate + upto 5
Term Loans - SME Base Rate + 3 to 6
Auto Loans Base Rate + 1 to 5
Education Loans Base Rate + 1 to 5
Home Loans Base Rate + 1 to 5
Home Equity Loans Base Rate + 2 to 6
Home Equity Revolving Line of Credit Base Rate + 3 to 6
Personal Loans Base Rate + 3 to 6
Sana Byawasai Karja Base Rate + 2 to 6
Loans Against Gold Base Rate + 2 to 5
Loans Against Fixed Deposits Higher of FD + 2 or Base Rate + 2
Loans Against First Class Bank Guarantee Base Rate + 2
Loans Against Marketable Securities Base Rate + 1 to 5
Importer's Loans % per annum
Corporate Base Rate + upto 5
SMEs/Others Base Rate + 3 to 6
Micro Finance Loans % per annum
Micro Finance - Wholesale Base Rate + upto 4
Micro Finance - Others Base Rate + upto 6
Structured Micro Finance Base Rate + upto 4

Note

*All Savings Accounts will receive interest monthly, calculated on a Daily Basis.
*Please contact your nearest branch for features on various Savings products and your product type.
*Please contact your concerned branch for rate of interest on call accounts.
*Call account interest rates are subject to change from time to time.