Mobile Money

Customers can now literally carry their Laxmi Bank accounts in their pockets. It is a true anytime-anywhere service!

• Transfer money to your friend’s account.
• Withdraw cash through our Remittance Agents.
• Initiate a domestic remittance on your own.
• Pay your phone bills/Credit Card bills.
• Pay at a restaurant or a shop through your Mobile 
   Phone!

Mobile Money services are currently available for Nepal Telecom and NCELL mobile users. The platform has been put through rigorous testing and carries a number of security features to ensure safety and reliability of financial transactions.
 

How it Works?

There is nothing complicated to it as onlooker might believe.

  • Do you have a cell phone?
  • Are you comfortable sending SMS?


Then all you need is to subscribe to our service and type in the proper syntax we provide you with. You send in your instruction to 2002 which registers into our system and simply enough, the transaction would have already taken place. And for your confirmation, and that of the beneficiary, an SMS would be sent to both the parties.
 

How to use Mobile Money?

It is as simple as typing a SMS and sending it to 2002 where we receive your instructions and undertake the transactions.

Instruction syntaxes are as follows:

1) Transferring fund to your peers: 
    a) P2P<space><space><space>
    b) P2P<space><space><space>
    c) P2P<space><space><space>

 

any of the three account identities viz. Short Code, Account No or the AC# assigned can be used as per your comfort

2) Bill Payment: 
    a) PAY <space> <space><space>
    b) PAY <space> <space><space>
    c) PAY <space> <space>< Merchant Code><space> 

        

3) Remote Access:
    a) CASH<space><space><space>

    b) SEND<space><space><space>

 

Use the CASH command to cash out your bank account through any of ourlisted remittance agents.Use the SEND command to initate remittance transaction to any individual you choose to send money to. The beneficiary, along with you, will receive a remittance code, which when presented to any of our 400 remittance agents, along with a valid ID, will honor the request by paying out the said amount.


4) Request information
    a) ACCP2P<space> list of peers with their details
    b) ACCPAY<space> list of billing numbers

 

5) Change PIN
    a) PIN 

 

6) Retrieve registered details
    a) ? ACC
    b) ? P2P
    c) ? PAY

 

While your PIN is case sensitive, no other codes are sensitive to either upper or lower case, so type to your convenience.