Laxmi Bank’s Home Loans are extended to finance:

  • Purchase of land for the purpose of constructing a residential building in the future
  • Purchase of an independent house or apartment for residential purpose
  • Construction of a residential building on land already owned by the borrower
  • Home improvement: renovation, extension and additional structures

Special Features

Loan tenure for construction and purchases of homes has been increased from 15 to 25 years.
This has been done to make the product more appealing and making a home loan EMI more affordable.

Loan processing is applicable from all Laxmi Bank branches.

Once loan is applied, Approval is done within 7 working days.

Financing Terms and Conditions

NPR 20 Millions

Max loan Amount

25 years

Max loan Tenure

*Loan Extension

60% of the FMV or as per NRB regulations.

NPR 10 Millions

Max loan Amount

15 years

Max loan Tenure

*Loan Extension

60% of the FMV or as per NRB regulations.

NPR 7.5 Millions

Max loan Amount

25 years

Max loan Tenure

*Loan Extension

60% of the FMV or as per NRB regulations.

Borrowing Power Calculator

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