Home equity can be used for a variety of things, including home improvements, car loans and debt consolidation. Lenders can also allow homeowners to use the equity they build in their homes to pay for any purchase they want. Whether you’ve opted for the fixed-rate, lump sum home equity loan or a revolving home equity line of credit, you should carefully consider how you utilize these funds since you are using your home as collateral.

Special Features

For borrowers who look for a structured repayment plan.

Loan processing is applicable from all Laxmi Bank branches.

Once loan is applied, Approval is done within 7 working days.

Financing Terms and Conditions

NPR 10 Million

Max loan Amount

15 years

Max loan Tenure

*Loan Extension

50% of FMV of the property
(outside Kathmandu)

40% of FMV of the property
(inside Kathmandu)

NPR 10 Million

Max loan Amount

12 months

Max loan Tenure

*Loan Extension

50% of FMV of the property
(outside Kathmandu)

40% of FMV of the property
(inside Kathmandu)

Borrowing Power Calculator

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